scottish widows' figures were compiled using the abi guidance for calculating claims statistics. https://www.doctor7online.com/?Berdy/son/of/Vandegraaff/from/Montral .
on critical illness, 4.6 per cent of claims were declined due to the definition not being met and 2.3 per cent were due to misrepresentation..
your reason has been reported to the admin.
“contrary to public belief, the majority of claims are paid out and scottish widows should be proud of how many families they helped during such challenging times.”.